• Our goal today is to earn the right to work with people in a very unique way! We strive to help people protect what they have built and to establish a legacy they will be proud of – both during and after their lifetime.     

    What If?
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Our goal today is to earn the right to work with people in a very unique way! We strive to help people protect what they have built and to establish a legacy they will be proud of – both during and after their lifetime.
What If?

Donvito O’Neill Gagné & Associates Inc. is a progressive leader in the financial services arena. We help you understand and take control over what’s important so you can act with conviction.

We help you reach your financial and life goals by protecting your lifestyle today and helping you create a financial legacy you can be proud of.  We know that to protect and grow what you have built, you must have control over what’s important and act on it. Your board of advisors and family working on the same plan and outcomes is crucial.

Our team has more than 100 years of cumulative experience developing:

Our processes are well defined and the results custom-made to meet your goals, whether the focus is:


Tax-effective strategies for estate preservation
Retirement planning
Business succession
Employee benefits
Life planning
Succession planning
Financial security planning
Retirement planning
A combination

    Business Solutions
    Key Person Insurance
    Enhanced Executive Compensation
    Buy/Sell Agreement Funding
    Corporate Asset Transfer
    Exit Strategies
    Charitable Giving
    Individual Pension Plans (IPPs)
    Business continuation

    Solutions for Individuals
    Risk Management Insurance Planning
    Life Disability Critical Illness
    Tax reduction strategies
    Retirement Planning
    Intergenerational Wealth Transfer
    Charitable Giving
    Proprietary Planning Process

    Group Benefits
    Group Insurance
    Group RRSPs
    Group Pension
    Group TSFAs